Runa, a global leader in fintech infrastructure for next-generation payout experiences, has introduced Runa Assure—a cutting-edge security suite designed to safeguard payout processes from fraud, cyberattacks, and compliance risks.
Specifically engineered for instant payout methods such as gift cards, prepaid transactions, and push-to-card payments, Runa Assure now secures over two million unique recipients each month. Its robust compliance, fraud prevention, and security measures are seamlessly integrated across the entire payout transaction lifecycle, requiring no additional cost or effort from clients or recipients.
“As pay-ins and payouts become increasingly instant and adoption increases across more use cases, keeping funds secure is more important than ever,” said Aron Alexander, CEO of Runa. “Unlike other fraud and security models that focus on payment acceptance, we’ve designed a fraud and security engine specifically to protect payouts. Runa Assure embeds top-tier security, compliance, and anti-fraud measures into every transaction so customers can completely protect their recipients as well as their money from any suspicious activity. And they don’t have to lift a finger to benefit.”
With fraudulent activity in payouts and disbursements on the rise, Runa Assure offers critical protection at a time when digital financial threats are growing more sophisticated. In 2024, 87% of payments businesses reported an increase in online fraud, while the Global eCommerce Payments and Fraud Report highlighted loyalty fraud as one of the fastest-growing threats worldwide. Cybercriminals are leveraging advanced techniques—including malware, fake identities, and AI-driven phishing attacks—to exploit payout systems across survey remunerations, loyalty cash-outs, incentive programs, commission earnings, and class action settlements.
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To combat these evolving threats, Runa Assure delivers proactive and preventative security controls that fortify the entire payout ecosystem. Businesses can confidently protect their recipients, revenue, and reputation with key security features, including:
- Advanced Machine Learning Fraud Detection: Prevents unauthorized access through IP Allowlisting, Multi-Factor Authentication (MFA), and real-time user behavior analytics.
- Data Encryption & Secure Storage: Protects sensitive data and API keys with state-of-the-art cloud encryption technology. Distributed Denial-of-Service (DDoS) protection ensures traffic remains secure, while Web Application Firewalls (WAF) provide continuous monitoring.
- Continuous Monitoring & Instant Incident Response: Offers real-time threat detection with immediate remediation actions, including human intervention when necessary.
- Tailored Security Controls: Provides customizable settings, including role-based access controls and order limits, to meet specific security needs.
- Global Industry Compliance: Ensures adherence to international security standards such as ISO 27001, GDPR, PCI DSS, AML, and KYB/KYC.
Fraud isn’t limited to payment initiation—it can infiltrate any point in the payout journey. Runa Assure delivers end-to-end protection, securing transactions from the moment funds are loaded (across 50+ currencies) to the final recipient transaction.
By automating fraud prevention, Runa Assure relieves finance and operations teams of the burden of lengthy fraud investigations. Instead of dedicating resources to tracking fraudulent activity, businesses can focus on enhancing the user and recipient experience—where it truly matters.