Abrigo, a prominent vendor of compliance, credit risk, and lending solutions for financial institutions, announced the launch of Abrigo Fraud Detection for ACH, a sophisticated fraud protection system that aims to efficiently identify and prevent automated clearing house (ACH) fraud in real-time. The product is an extension of its artificial intelligence-driven fraud detection solution capable of offering instantaneous data-driven fraud protection for ACH origination or receipt fraud.
As the threats of fraud continue to intensify in lockstep with the increasing number of ACH transactions, there is increasing pressure for these institutions to identify potential fraud before losses can be realized. During the third quarter of 2025, the ACH Network facilitated 8.8 billion transactions totaling $23.2 trillion in value, a pronounced increase from the previous year. The number of Same Day ACH transactions also reached an all-time high.
“With this new solution, we’re giving financial institutions greater intelligence and automation so they can stop fraudulent transactions before they impact customers,” said Ravi Nemalikanti, Chief Product & Technology Officer at Abrigo.
Abrigo Fraud Detection for ACH strengthens financial institutions’ ability to prevent fraud losses, protect customer accounts, and support compliance with the 2026 Nacha Risk Management Framework for ACH fraud. The solution uses real-time behavioral analytics to analyze ACH files the moment they arrive, identifying high-risk fraud patterns including mule accounts, fan-out behavior, and irregular timing before transactions are finalized.
The enhanced platform significantly broadens Abrigo’s fraud protection capabilities. In addition to ACH origination and receipt monitoring, Abrigo Fraud Detection already safeguards in-clearing and deposit check transactions and wire payments. The company also plans to extend fraud detection coverage to other payment types throughout 2026.
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Abrigo’s existing customers have reported strong outcomes using its fraud detection tools. For example, institutions using the platform to combat check fraud have achieved more than a 90% detection rate for fraudulent check values, with return on investment realized in under six months.
“Abrigo’s mission is to help financial institutions protect their customers and communities,” said Jay Blandford, Chief Executive Officer at Abrigo. “ACH fraud is accelerating, and financial institutions need fast, automated defenses. We are proud to deliver that protection to reduce fraud losses and support customer trust.”
The latest ACH fraud management service combines ACH transactional data in one view, utilizes advanced behavioral analysis, and provides a self-service rule builder to quickly identify and minimize fraud. Functionalities like transactional case consolidation, optional account verification, and confirmations with customers simplify fraud exams and minimize both false positives and fraud-expert expectations.
Abrigo Fraud Detection is part of Abrigo’s broader Financial Crime suite, a unified ecosystem that integrates fraud prevention, anti-money laundering (AML), and sanctions and watchlist screening. The suite supports shared case management, centralized reporting, integrated data, and explainable AI to help institutions detect and manage risk confidently. Backed by Abrigo’s robust advisory, implementation, and customer support teams, as well as a community of more than 90,000 financial professionals, this integrated intelligence platform equips financial institutions to address emerging threats with precision.