Imagine being able to talk to your credit card and visualize your financial activity through smart glasses, all powered by next-generation AI. With Flybits’ latest innovation, that future has arrived.
Flybits, a global leader in personalized digital banking experiences, has introduced XRCard, a pioneering concept developed within Flybits Labs. This cutting-edge technology fuses generative AI, spatial computing, and physical card functionality to redefine how consumers interact with their finances.
Currently being tested in Flybits Labs and piloted with select partners, XRCard is designed for innovative issuers looking to adopt transformative, customer-centric technologies that go beyond traditional banking apps.
Seamlessly integrated with the Flybits modular personalization platform and OpenDome spatial computing capabilities, XRCard represents a leap forward in user experience. By maintaining the familiar format of a physical card while enabling immersive, intelligent engagement, XRCard sets a new benchmark for intuitive financial interaction.
Leveraging secure embodied biometrics, contextual real-time data, and Flybits’ Multimodal AI including embedded generative AI XRCard enables seamless, app-free interactions. Users can access insights and perform actions through natural gestures or voice, eliminating the need for smartphones or traditional user interfaces.
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Key Features of XRCard:
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Natural Voice Interaction with Generative AI
Communicate directly with XRCard to access personalized financial insights. Designed for smart glasses integration, this feature eliminates reliance on mobile apps, offering instant, AI-driven assistance. -
Augmented Reality Financial Visualization (Microsecond Latency)
Experience real-time, 3D visualizations of your transaction history and spending patterns in AR. The ultra-low latency system turns complex data into visually engaging narratives, designed for modern wearable tech. -
Effortless Social Bill Splitting (AR-Enabled)
Instantly split bills with friends using smart glasses and XRCard’s AI. A simple glance activates collaborative sharing, simplifying what was once a manual, error-prone process. -
Proactive, Personalized Offers (On-Demand)
Ask XRCard for offers tailored to your unique context. Unlike traditional push notifications, this feature delivers value when it matters most through Flybits’ advanced contextual intelligence.
“The banking landscape is undergoing a significant shift, driven by a new generation of users who expect participatory digital experiences, unlike the limitations of older interfaces. Many current mobile banking apps, with their architectural and engineering shortcomings, are ill-equipped for AI-native millennials. Flybits views it as our responsibility to guide partners by showcasing realistic AI solutions, with XRCard as a prime example of an intelligent, human-centric banking experience leveraging spatial computing to move beyond today’s mobile constraints,” said Dr. Hossein Rahnama, Founder and CEO of Flybits.
XRCard is part of a broader suite of emerging innovations from Flybits Labs, which also houses initiatives like Reason Ready AI and Auditable AI all aimed at building a more responsible, explainable, and deeply personalized financial ecosystem.
As these innovations mature, they are systematically integrated into the Flybits platform, enabling banks, credit unions, and financial institutions to stay ahead of the curve. With XRCard, Flybits empowers its partners to deliver groundbreaking, future-ready experiences that elevate customer engagement and set new industry standards.