Payoneer has announced a strategic collaboration with FundPark to broaden financing opportunities for cross-border e-commerce businesses. The partnership aims to help eligible sellers incorporated in Hong Kong gain faster, more flexible access to working capital as they scale their global operations.
Through the collaboration, FundPark will provide its AI-powered digital financing solutions to qualified Payoneer customers. By integrating Payoneer’s multi-currency payments infrastructure with FundPark’s advanced data modeling and risk assessment capabilities, the two companies seek to address one of the most persistent barriers faced by online merchants: limited access to financing from traditional banks.
Cross-border e-commerce businesses often operate with minimal physical assets, making it difficult to secure credit through conventional financial institutions. The new offering introduces a flexible credit line tailored to this segment, allowing businesses to secure funding based on their sales performance and transaction history.
Eligible customers can access credit facilities of up to $10 million, determined by their average monthly gross merchandise value (GMV). The digital application process is supported by AI-driven credit evaluation, enabling faster approvals and streamlined onboarding. Once approved, businesses can draw funds on demand and receive disbursements within as little as 24 hours, providing quick access to capital when it is needed most.
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The financing structure also allows for flexible repayment schedules that align with business cash flow cycles. Merchants can optionally repay using balances from their Payoneer accounts, while utilizing available credit to support working capital requirements, manage inventory, or prepare for peak sales seasons.
“We’re proud to join forces with FundPark to expand our ecosystem and deliver integrated solutions that help businesses scale sustainably worldwide,” said Dandan Cheng, Senior Vice President and General Manager of Greater China, Payoneer. “Customers are increasingly using Payoneer as their central account to manage their business network payments. By adding high-quality, flexible credit solutions to our existing cross-border payments expertise and robust partner network, we’re giving global entrepreneurs choice, speed, and control over cash flow.”
Anson Suen, CEO and Co-founder of FundPark, said, “At FundPark, supporting the sustainable growth of SMEs has always been a core focus. We deeply understand the challenges SMEs face as they scale, and access to efficient financing is a critical component. Through our partnership with Payoneer, we leverage AI-driven data insights and risk management capabilities to seamlessly integrate multi-currency financing solutions into Payoneer’s financial ecosystem, precisely serving high-growth cross-border e-commerce businesses and addressing their working capital needs. This collaboration represents not only a product integration, but a combination of complementary capabilities. We look forward to working together to unlock growth potential and enhance competitiveness for SMEs across the Asia-Pacific region.”