Nacha has named Affirmative a Preferred Partner for Compliance, Fraud Monitoring, Risk and Fraud Prevention, underscoring the firm’s role in advancing secure ACH payment practices for financial institutions. Affirmative, a prominent provider of ACH risk management, compliance, and fraud monitoring solutions, delivers a centralized view of electronic payment activity across both originated and received transactions enabling banks and credit unions to detect unusual patterns, identify escalating risk and close compliance gaps before they become systemic issues. The company’s machine-learning-driven, cloud-based platform offers automated risk scoring, limit oversight and audit-ready reporting that help institutions align with Nacha Operating Rules and regulatory guidance while improving visibility, controls and operational effectiveness. According to Nacha President and CEO Jane Larimer, “Monitoring for indicators of fraud is paramount to maintaining the safety of the ACH Network,” and the organization is pleased to welcome Affirmative into its Preferred Partner community. Affirmative CEO James Rowe added, “Becoming a Nacha Preferred Partner reinforces Affirmative’s commitment to strengthening the ACH Network through smarter risk management and compliance practices. As regulatory expectations evolve, financial institutions need clear visibility, strong controls, and practical tools to meet those expectations. Our partnership with Nacha allows us to support financial institutions with analytics and reporting that help them stay compliant, reduce losses, and grow revenue.” The partnership is expected to help financial institutions better navigate an increasingly complex fraud landscape, standardize risk-based oversight, and reinforce trust in the ACH ecosystem by combining powerful analytics with proactive compliance and fraud detection tools. Nacha’s Preferred Partner Program continues to expand collaboration with solution providers whose offerings align with its mission to advance the safety, efficiency and reliability of the ACH Network.
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About the Partnership and Industry Context
The inclusion of Affirmative in the program reflects the industry’s continued interest in optimizing the fight against fraud in the ACH Network, as it handles an enormous number of payments every year. Affirmative, with the endorsement and support of Nacha, would therefore collaborate with financial institutions to optimize monitoring and compliance services and help reduce financial losses for institutions.