CSI, a premier provider of end-to-end financial technology and software, has announced its acquisition of Qolo, a leading fintech innovator specializing in modern treasury solutions and open payments infrastructure. The strategic transaction dramatically accelerates CSI’s commercial banking roadmap by embedding Qolo’s highly flexible, real-time account ledger, multi-rail payment orchestration engine, and advanced credit and debit card processing capabilities directly into CSI’s core digital banking platform. By transforming Qolo’s technology into a unified orchestration layer, the integration allows community financial institutions to bypass legacy technology bottlenecks and launch sophisticated, prepackaged commercial services—such as real-time cash flow visibility and multi-rail domestic or international money movement—that effectively help them compete with global tier-one banks for lucrative small- and mid-sized business (SMB) relationships. Furthermore, the acquisition expands CSI’s overall addressable market across the broader B2B payments and fintech ecosystem, where Qolo already serves a rapidly scaling enterprise client base requiring embedded virtual account management and infrastructure stability.
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Emphasizing how the infrastructure union unlocks modern agility for localized institutions, Nancy Langer, president and CEO of CSI, stated: “With Qolo, CSI is helping community banks bring those capabilities to market in ways that help them grow commercial relationships and become more central to how businesses operate. At the same time, it expands our ability to support fintechs and B2B payments providers as demand grows for financial services embedded directly into everyday business workflows.” Underscoring the industry-wide consolidation of fragmented payment rails into unified control layers, Patricia Montesi, co-founder and CEO of Qolo, concluded: “By joining CSI, we can invest more deeply in the infrastructure that powers modern financial experiences and help our customers become a more seamless part of how businesses manage and move money every day.”