Technology company Mercury announced the rollout of Mercury Spend, an expanded corporate spend management platform engineered to manage both team and artificial intelligence agent transactions. As early-stage founders and scaling enterprises operate with leaner, highly automated workforces, Mercury Spend integrates intelligent budgeting, self-enforcing expense policies, and a specialized class of corporate cards designed explicitly for autonomous AI agents.
Unlike traditional third-party spend management software that requires complex setup, external software integrations, and manual configuration, Mercury Spend is built natively into Mercury’s core financial dashboard. This embedded architecture gives leadership teams direct real-time visibility over cash positions, corporate runway, and operational expenses within a unified system.
“Companies can be smaller and faster than they were two years ago, and they’re a mix of people and agents doing real work,” said Immad Akhund, CEO and co-founder of Mercury. “Founders need a scalable and programmatic way to manage spending, understand where money is going, and automate the busywork of receipts and accounting. With Mercury Spend, founders can give their teams and agents a real spending infrastructure, not just a card.”
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Core Infrastructure: Intelligent Budgets, Agent Cards, and AI Integration
Mercury Spend provides scaling organizations with a centralized spend governance architecture built around modern, hybrid workflows. Key capabilities of the platform include:
Dynamic Intelligent Budgets: Enables founders and operators to instantly set up targeted expense accounts for software procurement, corporate travel, or marketing campaigns. Automated policy limits decline unauthorized point-of-sale transactions and restrict card usage by specific merchant names or Merchant Category Codes (MCC).
Dedicated AI Agent Cards: Allows human operators to issue dedicated corporate cards to autonomous AI software agents. Created exclusively by human managers, these agentic cards operate within unalterable spending caps, providing auditable and instantly cancellable transaction capabilities for agentic workflows.
Automated Accounting & Policy Enforcement: Automatically categorizes transaction data into assigned accounting ledgers. The platform captures receipts by scanning connected corporate Gmail inboxes or through SMS submission. To maintain strict compliance, cards automatically freeze when required memos or receipts are missing until the user fulfills the record.
Conversational AI Command Layer: Connects every spend management feature to Command, Mercury’s natural language AI interface. Executive users can manage budgets, audit cash runway, issue invoices, and configure automated accounting rules through conversational text prompts without navigating complex dashboard menus.
Modern Design Collaboration
To mark the commercial release of Mercury Spend, Mercury also debuted a limited-edition IO physical corporate card created in collaboration with celebrated sculptor, ceramicist, and designer Simone Bodmer-Turner. Derived from a custom sculpture created for Mercury, the physical card features a tactile, dimensional finish achieved through layered printing techniques.